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​​Having great credit is more important than ever. But why work with us?

  • We offer a 100% Money Back Guarantee.
  • We are a company with integrity.
  • We are very experienced with consumer, business and mortgage credit.
  • We will be intimately involved with your credit repair experience.
  • We will be there for you every step of the way.
  • Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
  • Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.

Our Services include:

Personalized Dispute Options to Fit Your Exact Credit Repair Needs.

An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Proces

Custom Dispute Letters Submitted On Your Behalf.

Access to Your Case Status and Updated Information – 24 Hours A Day / 7 Days A Week.

We have an excellent track record in helping client's to improve their credit scores:

If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.

​Average Client's Credit Score Increase in 6 months:

60 points

Average Score Increase in 35 days:

10 points or more 93%

20 points or more 71%

50 points or more 25%

100 points or more 15%

​Average Score Increase in 90 days:

10 points or more 97%

20 points or more 82%

50 points or more 40%

100 points or more 25%

​Our 100% Guarantee, Cancellation and Return Policy:

You are entitled to a 100% refund on all payments and fees, if:

1. You do not remove more than 25% of all the negatives worked on.
2. You have had six months from the time you retain our services.
3. You have at least four negatives on the credit report at the time of sign-up.
4. You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
5. You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
6. You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.

​You may cancel services at any time. Please notify us in writing 7 days before the next billing period.

These people had amazing results

I had really bad credit, I mean bad. For years I’ve used my family and friends credit to buy cars and get into apartments. I just assumed this was going to be my life, always reliant on other people to help, if I wanted to move into a new office space, rent an apartment, or buy a car unless it was used.
Within 6 months I went from 400’s to high 600’s to now 700’s. They gave me great credit advise, helped me apply for credit cards and showed me how to help raise my credit. The rest was all them. They thoroughly went through my credit history and addressed them all.
Now, I am really careful about my credit use. I use my cards wisely and pay them off quickly. I bought a new 2021 car, used my own credit to rent a home. There is a feeling of self-empowerment in my life.
I really appreciate this company and what they have done for my LIFE. This really impacted my life in a positive way.

Dave I.

I first used MES to improve my credit in 2019. I was in the 400-500 range with the credit bureaus. Since then my scores are over 680-750 range. I can't stress enough how happy I am with the service and customer service support I have received. I will continue to refer clients to them.

Geno Dively

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MES Financial and Consulting
​San Diego, California 
​619-724-2767

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